AltQualify’s Non-QM loans open doors for borrowers who don’t fit into the traditional lending mold. Whether you’re looking for a Bank Statement Loan, a DSCR Loan, a P&L Loan, or a Non-QM Second Mortgage, AltQualify is your trusted partner in navigating these specialized financing options.
Our Bank Statement Loans cater to self-employed individuals, enabling you to use your bank statement income for qualification. This flexibility can be a game-changer, especially when traditional lenders fall short.
For real estate investors and those seeking additional financial leverage, our DSCR Loans provide a path to securing a Non-QM Second Mortgage. These loans consider the property’s potential income, making it easier to invest in your future.
If you’re self-employed and seeking a mortgage, our P&L Loans focus solely on your business’s profit and loss statements, offering an alternative route to homeownership.
If you have a great rate on your first mortgage and want to keep the terms of that mortgage, we have a solution for you. We can help you access your homes equity so you can get the cash you need. Our Non-QM Second Mortgage allows you to qualify using either the bank statement or DSCR methods.
These are just a few of the NON-QM loan products available such as asset depletion, foreign national buyer, a borrower with an ITIN only, bridge financing, super jumbo and commercial loans. If you need financing the chances are we can help!!
Bank Statement Loans, an alternative financing option that utilizes your bank statements instead of your tax returns to qualify you for a loan. Whether you’re looking to purchase your dream home or invest in a property, we can help you secure the financing you need.
P&L Only Loans, an alternative financing option that utilizes your profit and loss statements instead of your tax returns to qualify you for a loan. Whether you’re looking to purchase your dream home or invest in a property, we can help you secure the financing you need.
DSCR (Debt Service Coverage Ratio) Loans for Investment Properties. This alternative financing option allows you to utilize the income generated by the property to qualify for a loan, making it easier to grow your real estate portfolio.
Heloans (Home Equity Loans) using the same alternative methods we use for our Bank Statement and DSCR loans. This makes it easier for self-employed individuals to access the financing they need for their personal and business needs. Gain Access to you equity today!!
